2015 Open Enrollment Period Has Started for 2016 Obamacare

Nov. 4, 2015 Update:
The US Feds are telling us:
Now’s your chance to sign up for 2016 health insurance and join the millions of people who have quality coverage from HealthCare.gov. If you haven’t done so already, submit your application today.

8 out of 10 people who enrolled in a health insurance plan qualified for financial help. In fact, most people can find a plan for $75 or less per month.

Sign up for a 2016 plan and see what you could save today!”

Application DEADLINE: December 15.


If you are over age 64 (covered by Medicare) … or if you are in the USA for less than 36 days in 2016 …  or if you do qualify as a  “bona fide” resident of another country (qualifying & filling out IRS Form 2555 … https://www.irs.gov/Individuals/International-Taxpayers/Foreign-Earned-Income-Exclusion—Bona-Fide-Residence-Test) …. or   … if you already have qualifying medical insurance,
then you do not  have to   participate in ACA/Obamacare.

If you do not have Medicare, nor qualifying coverage, nor meet the 35 day IRS Physical Presence rule, nor have “bona fide” residence in a foreign country …

… then 2016’s per-person charges jumps to $695 per adult and $347.50 per child, topping out at $2,085 per family … or pay the larger of that figure or the IRS’s income-based fee of … 2.5% of your 2016 income.

See more details at our main articles:

ACA – Obamacare’s Effects on American Expats Living Abroad



Basic Information on Americans Living Abroad and ACA Obamacare

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Feel free to copy while giving proper attribution: YucaLandia/Surviving Yucatan.
© Steven M. Fry

Read-on MacDuff . . .

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